Terms and conditions – June 2026
These are the terms, conditions, and exclusions of the Barclays Refer-a-Friend Offer (the “Offer”) for existing Barclays customers who refer a friend, family member or acquaintance for a Barclays Bank Account or Barclays Premier Account (both a “Qualifying Account”) between 00:01 on 16 June 2026 and 23:59 on 31 October 2026 (the “Offer Period”). These terms, conditions and exclusions are between you and us (Barclays Bank UK PLC).
Key Terms
- Referrer – Existing Barclays customer
- Referee – Referred friend, family member or acquaintance
A Referee is someone the Referrer knows personally and trusts, with whom they have a direct, genuine relationship, and who is not a stranger or member of the general public. Referrals should be made only where there is a genuine personal connection - Reward - £50 payment
- Qualifying Account - A Sole Barclays Bank Account or Sole Premier Current Account
The Offer
For the Referrer
To qualify for a Reward, you must:
- Be an existing Barclays customer holding any Barclays product prior to [00:01 on 16 June 2026];
- Receive an email from us on between 16 June 2026 and 31 October 2026 telling you about the Offer and including the unique referral code required for the Referee (the “Offer Email”); and
- Within the Offer Period:
Forward the Offer Email to a friend, family member or acquaintance, inviting them to open a Qualifying Account via the Barclays app (T&Cs apply. 18+).
Please note:
- A referral code may be used multiple times; however, each Referrer is limited to a maximum of five Rewards in total. Rewards will be paid only in respect of the first five Referees who meet all eligibility criteria. No Reward will be paid for any additional Referees who use the referral code or otherwise attempt to participate beyond this limit.
- You’ll only receive the Reward if your Referee uses your referral code and meets all of the eligibility criteria listed within these terms, conditions and exclusions
- We can’t discuss the outcome of the Referee’s application with you.
For the Referee
To qualify for a Reward, you must
- Be 18 or over
- Be new to Barclays Current Accounts, meaning you either:
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- have never held a Barclays current account before 16 June 2026; or
- are an existing Barclays customer who holds a non-current-account product (for example: you have a Barclaycard or a mortgage, but do not currently hold a Barclays current account); or
- are entirely new to Barclays
- Within the Offer Period:
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- Download the Barclays app and open a Qualifying Account
- Once you have opened a Qualifying Account, you must use the link in the email from the Referrer and fill all the required fields in the subsequent form on the landing page, which includes the referral code given in the email. This will allow Barclays to match your given details with the registered account and process the Reward for payment if eligible
- Within 30 days of opening your account:
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- Pay at least £1500 into the Qualifying Account you’re opening
- Undertake 3 debit card transactions of any value
- Ensure your account stays open for more than 58 days (30 days for the qualifying period, 28 days for payment)
- Have an open sole Qualifying Account on the date we pay your Reward.
Exclusions
No Reward will be paid if:
- As a Referrer:
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- The Referee does not meet the Terms, Conditions and Exclusions set out within this document
- As a Referee:
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- You don’t have a mobile number to use the Barclays app to open the Barclays Bank Account with.
- You already have any open Barclays Current Accounts on or before this Offer started on 16 June 2026. This includes for example, a Barclays Bank Account, student or graduate account, or a Premier Current Account
- You’re only eligible for a Barclays Basic Current Account
- You’re opening a joint account
- Your application is cancelled or rejected for any reason
- We reserve the right to refuse payment where we reasonably suspect abuse, misuse, or gaming of the Offer
General terms
- These terms and conditions are separate to your main agreement between you and Barclays Bank UK PLC set out in ‘Barclays and you’ (your Retail Customer Agreement). All terms and conditions associated with the Offer can be found on the Barclays website and will be presented before you can open a current account via a link in the Offer email.
- We can’t give tax advice regarding the personal income of customers, and any taxes are your responsibility to pay. The Reward you receive under this Offer is not subject to UK income tax.
- We may use relevant customer data to assess and verify whether you meet the eligibility criteria for this product or offer, in line with our terms and conditions and data privacy obligations. If you would like to know more information on how your data is used, please refer to our privacy notice.
- If a situation beyond our control arises, we may withdraw, amend or replace this Offer. If we do this, and you’ve already referred or been referred to, you’ll still get the Reward if you meet all the eligibility criteria.
- The law of England and Wales applies to these Terms. Any dispute about them can be dealt by an English or Welsh court unless your address is in Scotland (where it will be dealt with by the courts of Scotland) or Northern Ireland (where it will be dealt with by the courts of Northern Ireland).
Eligibility for other Barclays offers
Participation in this Offer does not, by itself, prevent the Referee from also taking part in a Barclays current-account switch offer that requires a switch via the Current Account Switch Service (CASS), where they separately meet that switching offer’s eligibility criteria.
If the Referee also chooses to switch an account to Barclays using CASS, the referral Reward and any switch reward are assessed independently against the relevant terms for each offer.
Where there is any conflict between offers, the terms and conditions of the relevant switch offer will apply to the switch offer, and the terms and conditions of this Offer will apply to the referral Reward.
Eligible current accounts for Referees
Barclays Bank Account – our flexible everyday account with no monthly fees, smart money tools and digital banking. From smart budgeting tools to instant notifications and card controls, the Barclays app helps you stay in control - wherever life takes you.
To be eligible for Barclays Bank Account, you’ll need to:
- Be aged 18 or over
- Be a UK resident
- Have a UK mobile number
- Provide proof of identity, like a passport or driving licence
Premier Current Account – Perks, benefits and exclusive rates to help you make the most of your money. For you and your family, with no monthly fee.
To be eligible for Premier Current Account, you’ll need to:
- Be aged 18 or over and not in full-time education
- Pay in a gross annual income of at least £75,000 or have at least £100,000 in savings with us, in eligible investments or a mix of both
- Have a UK mobile number
- Provide proof of identity, like a passport or driving licence